Stripe’s stablecoin payouts let eligible U.S. businesses send USDC and OUSD to crypto wallets in more than 160 recipient markets, a capability the company described on October 16, 2026. The service remains in public preview, excludes New York-based companies and charges a percentage-based fee that makes transfer size important when comparing it with Stripe’s listed wire fee.
Key takeaways
- New York businesses cannot join the public preview.
- USDC payouts support nine networks; OUSD supports four.
- The payout charge is $0.50 plus 0.5% per transfer.
- Transfers draw from USD or USDC balances and typically arrive within minutes.
Who can use Stripe’s stablecoin payouts?
Eligible businesses based in the United States can send either supported stablecoin directly to recipients’ external wallets. Stripe’s documentation separates the sender’s eligibility from the supported recipient markets.
New York-based companies are excluded from the public preview. Stripe directs those businesses to register for notification when access becomes available.
The October 16 announcement, written by Neetika Bansal, Stripe’s business lead for Money as a Service, described stablecoin payments to 160 markets and traditional-currency payouts to more than 100 markets through the Dashboard.
Stripe also described hosted forms and APIs for fintech companies embedding payouts in their products. Its named uses include loan disbursements, remittances, investment withdrawals and neobank cash-outs.
Supported networks and how wallet payouts work
Stripe supports USDC payouts across nine blockchain networks and OUSD payouts across four. Businesses fund payments using a USD or USDC balance in their Stripe financial account, and recipients receive the selected stablecoin.
USDC’s supported networks include Ethereum, Solana, Stellar and Tempo, alongside Arbitrum, Avalanche C-Chain, Base, Optimism and Polygon. OUSD is supported on Tempo, Solana, Ethereum and Base.
Stripe instructs senders to confirm that the destination wallet supports both the chosen token and network. In the Dashboard, the sender adds the recipient and wallet, chooses the crypto payout method, enters the amount, reviews the details and submits the payment.
Recipient information must include an email address, name and address. For a business recipient, the name must be the company name. Stripe’s documentation says payments typically reach recipients within minutes.
How Stripe’s stablecoin payout fees compare with wires
Stripe’s published stablecoin payout charge is $0.50 plus 0.5% of the amount transferred, compared with its listed $25 SWIFT wire fee. The two advertised payout charges match at $4,900.
Below that threshold, the stablecoin payout charge is lower. Above it, the percentage component pushes the charge beyond $25. A $1,000 stablecoin transfer carries a $5.50 payout fee, while a $10,000 transfer carries a $50.50 fee.
These comparisons reflect only the advertised payout rates, excluding any applicable conversion or platform costs. According to Stripe, currency conversion begins at 0.5%, and a separate platform fee of 0.05% applies to monthly payout totals above a $1 million threshold across payment methods.
Global Payouts joins Treasury and Issuing
Stripe places Global Payouts alongside Treasury and Issuing in a shared financial-services offering. The company says these products can share customer-verification information and work with Open Standard’s OUSD stablecoin and the Tempo blockchain.
A separate service, Stripe Pay, introduced free instant business transfers in October, using business-profile handles to identify recipients. Both sender and recipient need qualifying financial accounts.
Stripe’s October 16 announcement also described stablecoin card issuing across 27 European Union countries, bringing its reach to more than 65 countries worldwide. The cards can use balances in custodial wallets, noncustodial wallets or Stripe financial accounts, with conversion into local currency at purchase.
Stripe said it planned to expand stablecoin card issuing to 100 countries by the end of 2026.
Article produced with the assistance of artificial intelligence and reviewed by the editorial team.
