The power of stablecoins on Bitso: USDC and USDT lead the scene

By
Mark Alexeeva
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Stablecoins represent 46% of USD transactions on Bitso in the first half of 2025, a figure that marks a 10% increase compared to the previous year. In this context, with the integration of USDC and USDT on the Aptos network directly into Bitso, the USA-Mexico corridor enters a new phase of low-cost digital payments with rapid settlement, with the prospect of scaling on the exchange, which has over 9 million users.

According to the data collected by the Bitso research team and publicly available market analyses, the increase in the share of stablecoins on USD is mainly concentrated in retail flows towards Mexico and in P2P transactions. Industry analysts note that the reduction of time‑to‑finality offered by high-throughput layer‑1s like Aptos can lower average transaction costs under non-congested network conditions, facilitating low-fee transfers. Additionally, Mexico receives tens of billions of dollars in annual remittances, a factor that makes the efficiency of digital channels particularly relevant for cross-border flows.

Bitso integrates Aptos: what changes in the USA-Mexico corridor

The agreement enables the main stablecoin in dollars – USDC and USDT – on the Aptos network within the Bitso ecosystem, simplifying purchases, remittances, and B2B payments between the United States and Mexico. The integration aims to reduce time‑to‑finality and apply reduced fees, key aspects in one of the most active cross-border corridors in the world in terms of remittance volumes. It should be noted that the impact will also depend on the adoption by local operators.

Why Bitso is a strategic node

Bitso is a key operator in Latin America and manages billions of dollars in annual transactions, covering use cases ranging from remittances to daily exchanges. An interesting aspect is the integration of Aptos on a large user base, which could promote the daily use of stablecoin: the initial focus remains the USA‑Mexico corridor, with potential for expansion into other regional markets where adequate technical and regulatory conditions mature.

How it works: stablecoin on Aptos with low costs and fast finality

The network Aptos (Layer‑1) is designed to offer high throughput and low latency, allowing almost instant transfers and fees often in fractions of a dollar per transaction. In practice, time and costs are significantly reduced compared to traditional methods or congested networks, with immediate benefits for family remittances and cross-border payments between businesses.

Key Numbers (H1 2025)

  • Users Bitso: Over 9 million
  • Stablecoin on USD Bitso: 46% of the transactions (H1 2025, Bitso report)
  • Integration: USDC and USDT on the Aptos network integrated into Bitso (Bitso – official communications)
  • Objective: optimize remittances and payments on the USA‑Mexico corridor

From the news to the impact: what changes for users and businesses

In many areas of Latin America, stablecoins are already used for purchases, treasury management and as a store of value. With the Aptos‑Bitso integration, use cases expand and operational friction is reduced:

  • Remittances from North America to Mexico with faster execution and lower costs.
  • B2B Payments with settlement in digital dollars, reducing frictions related to exchange rates and collection times.
  • Retail and micropayments made more competitive thanks to lower fees compared to legacy solutions.

Simulated scenario (illustrative estimates)

A worker in the United States sends 200 USD to Mexico City in USDC on Aptos: the on‑chain transfer is almost instantaneous and with fees in the order of cents. The recipient receives the funds on Bitso and can decide whether to keep them in stablecoin or convert them into MXN. It should be noted that actual costs and times depend on liquidity, exchange rate, and fees applied by the exchange.

Market context: the push of stablecoins in LatAm

Sector reports indicate a constant increase in volumes in stablecoin in the region. The combination of local currency volatility and on‑chain infrastructure improvements supports the daily adoption of digital dollars. The integration of the Aptos network adds scaling capacity and focuses on cost, speed, and reliability stablecoin. In this context, the efficiency of technical rails becomes an enabling factor.

Risks, rules, and operational unknowns

While mitigating technological bottlenecks, compliance remains central. In Mexico, the ecosystem operates under “la Ley Fintech” and under the supervision of institutions like the CNBV and the Banco de México. In the USA, the debate on payment stablecoins is still open at the federal level, while in Brazil the “Marco das Criptomoedas” is under discussion and the Banco Central do Brasil could take on supervisory tasks over crypto service providers. Regulatory evolution will touch on‑ramp/off‑ramp, KYC/AML, and interoperability between wallets and networks.

  • Regulation: need for regulatory harmonization between jurisdictions to facilitate cross-border remittances.
  • Commercial acceptance: expansion of stablecoin payments beyond the exclusively crypto perimeter.
  • Liquidity and interoperability: development of bridges between networks and liquidity pools for efficient conversions.
  • Resilience: guarantee of scalability without compromising security and on‑chain decentralization.

Transitions and perspectives

In the short term, the Bitso‑Aptos partnership could make the use of stablecoins more widespread in the recurring USA‑Mexico flows. In the medium term, the challenge will be to bring the user experience to mainstream standards, with simplified onboarding, transparent conversion rates, and deeper integration into local retail payment systems. If the liquidity remains deep and the rules are clear, adoption could extend well beyond the target of crypto-native users.

Insights and sources

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